Surrogacy on a Budget: How to Find Affordable Surrogate Mothers
Are you considering the journey of surrogacy to fulfill your dreams of parenthood, but concerned about the costs involved? You’re not alone. Many individuals and couples explore the option of finding low-cost surrogate mothers. In this guide, we will walk you through the steps to help you with how to find low-cost surrogate mothers while ensuring a safe and reputable process.
For infertile intended parents and gay couples who wish to grow their family, Assisted Reproductive Technology (ART) and Third Party Reproductive Services come as a great help. Gestational surrogacy is now gaining popularity among childless couples. So, one of the questions that comes to the minds of the intended parents is how to find low-cost surrogate mothers.
Surrogacy cost is one of the biggest factors when considering surrogacy.
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Here are some of the surrogacy cost ranges in the USA from which we can decide what to pay for a specific service–
- The surrogate mother costs between $45,000-$60,000 without insurance and reimbursement.
- Surrogacy agency fees vary between $30,000 to $50,000
- Clinical testing and evaluation may cost $5,000
- Surrogacy health screening and embryo transfer services may cost about $17,000
- Legal proceedings, presentation, and parenting will cost from $10,000 and $16,000
- Unborn child or surrogate mother’s insurance costs from $8,000-$35,000.
Surrogate mother cost is one of the most significant cost elements in the surrogacy process. The surrogate mother’s compensation would depend on different factors, including her surrogacy experience, insurance coverage, and pregnancy time.
It is difficult to estimate the actual cost to be paid to the gestational carrier from the beginning because so many factors affect the surrogate mother’s cost.
Typical surrogate mother payout consists of:
- Monthly allowance for pregnancy and other compensation costs
- Maternity clothes
- Carrying multiple children
- Termination of fetal
- Invasive procedures
- Embryo transfer
- Lost wages
- Bed rest compensation
- Unable to reproduce further
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The Average Surrogacy Cost Breakdown
Before we delve into how to find an affordable surrogate mother, let’s first understand the typical costs associated with surrogacy. The expenses can vary based on various factors, such as location and the specific services you require. Here’s a general breakdown of surrogacy costs:
Surrogacy Expense |
Estimated Surrogacy Cost |
Agency Fees |
$15,000 – $25,000 |
Surrogate Compensation |
$35,000 – $60,000 |
Legal Fees |
$8,000 – $10,000 |
Medical Expenses |
$20,000 – $30,000 |
Miscellaneous Costs |
$5,000 – $10,000 |
As you can see, surrogacy can be a significant financial commitment. To make the process more affordable, consider the following steps:
Tips for Finding Low-Cost Surrogate Mothers
- Independent Surrogacy: Working directly with an independent surrogate, rather than going through an agency, can significantly reduce costs. It’s essential to ensure proper legal and medical guidance in this case.
- Location Matters: The cost of surrogacy varies by location. Consider opting for a location where the cost of living is lower, as it can lead to reduced surrogate compensation.
- Surrogate Screening: Properly screen potential surrogates to avoid any costly medical or legal issues down the road. Choose surrogates who have health insurance to minimize medical expenses.
- Legal Guidance: Seek legal advice from a professional experienced in surrogacy law to avoid unnecessary legal fees.
- Insurance Options: Explore insurance options that cover surrogacy-related costs. This can help you save on medical expenses.
- Flexible Payment Plans: Work with your surrogate and any involved professionals to create flexible payment plans that suit your budget.
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Low-Cost Surrogacy Agencies: If you prefer to work with a surrogacy agency, you can still find options that are budget-friendly. Some agencies specialize in providing affordable surrogacy services. They may have reduced agency fees, which can help you save money while ensuring a smooth surrogacy journey.
Find low-cost surrogate mothers abroad
If you are unable to pay ridiculously high surrogacy fees in the USA, there are countries where you can find Low-cost surrogate mothers. Hence, the cost of the full international surrogacy process is also less. Such countries are –
#1. Affordable Surrogate Cost in Georgia, an Eastern European country
Gestational surrogacy in Georgia has been legal since 1977. The rule is also slightly different from the other countries. Surrogacy laws in Georgia state that only married heterosexual couples are entitled by surrogacy to have a child.
This prevents gay couples and unmarried intended parents from having a child in Georgia through surrogacy. Nevertheless, extracorporeal fertilization is permitted under Article 143 of the Republic of Georgia.
The expected couples should give written consent before beginning the procedure. This written consent is used to determine the rights of the legal parent to the planned children.
Georgia’s surrogacy cost ranges from an average of $30,000 to $60,000. The value will vary in different variables and circumstances.
For example, in the case of sperm or egg donation, a particular process will be done, for which the price will be extra.
Similarly, if the IVF is unsuccessful in the first cycle, you will have to pay for each subsequent attempt. The fee is about $4,500 if you partner with a surrogacy company. Even consideration should be given to other costs such as surrogate twins’ compensation, PGD for genetic testing, C- section on deliveries, DNA tests, etc.
The surrogate compensation cost in Georgia is about $18,000 to $25,000. It makes surrogacy in Georgia cheaper than its equivalents, such as the United States, where surrogacy mother compensation is as high as $60,000.
Learn more about how to get a surrogate for free:
Guaranteed surrogacy baby plan in Georgia
#2. Low-cost surrogate mother in Ukraine
Ukraine Surrogacy has become famous over the years. Surrogacy in Ukraine is strictly governed by a law that only applies to married heterosexual couples with valid medical reasons for using a surrogate mother.
Ukraine is once again the world’s secure yet cheapest surrogacy country. The IVF, egg donor surrogacy cost in Ukraine usually amounts to anything from $35,000 to $60,000.
The price of surrogacy depends on whether or not you need an egg donor if you need PGD (Preimplantation Genetic Diagnosis) for genetic testing or gender selection of the baby.
Variations between estimates would depend largely on the type of surrogacy you select. Low-cost plans, for example, usually include only one IVF attempt, without using donor eggs. The surrogate compensation in Ukraine is $20,000 to $25,000.
Read more about this topic:
How does surrogacy cost in Ukraine?
Everything you need to know about international surrogacy
The total amount should be set by the agreement of the parties in compliance with Article 623 of the Civil Code of Ukraine.
#3. Low-cost surrogate mother in Colombia
Colombia has emerged as a popular destination for surrogacy, attracting intended parents from around the world, including gay couples seeking to build their families. The country’s surrogacy laws are relatively progressive, making it an attractive option for those facing legal restrictions in their home countries. Some key aspects of surrogacy in Colombia include:
The cost of gay surrogacy in Colombia is $65,000 for an all-inclusive guaranteed surrogacy baby plan.
Other benefits of doing surrogacy in Colombia:
- Lowest gay surrogacy cost as compared to the USA and other gay-friendly surrogacy countries like Mexico and Argentina.
- Guarantee baby program available, it is the only country that offers such services legally with affordability. The cost for the same is $65,900.
- Good Medical facility and success rates for IVF.
- Legally viable safe and secure country for LGBT surrogacy.
- Huge egg donor database of the most beautiful girls
- Well-established and proven success track record with more than 1000 IPs completed the surrogacy journey.
#4. Low-cost surrogate mother in Mexico
Mexico, with its proximity to the USA, has also become a popular option for LGBT surrogacy. While surrogacy laws in Mexico can vary by state, some aspects that make it an attractive choice for gay couples include:
Inclusive Guaranteed Egg Donor Surrogacy in Mexico for all family types (Mexico City) is $68,900
With a new Supreme Court decision in 2021, surrogacy in Mexico is now one of the best options globally for singles and couples of all sexual orientations seeking to have a family through an affordable and legal surrogacy arrangement.
Learn more: All About Gay Surrogacy in Mexico
Building a family in Mexico is possible for ALL intended parents who wish to grow their family through the surrogacy journey. It is a must to have at least one genetic link between the child and the commissioning parents.
- gay couple
- Single males
- Single females
- Unmarried hetero couples
- Married hetero couples
Other benefits of doing surrogacy in Mexico:
- Low cost as compared to the USA. You can save up to 70% of typical surrogacy costs in the USA with our assured or guaranteed baby plan. We can say it is an affordable version of US surrogacy just 3 hours flight from LAX.
- Assured plan program for $67,000 which is affordable yet legally secure.
- Good Medical facility and success rates.
- Legally viable for same-sex couples. ALL intended parents, singles, married hetero couples, gay couples, or live-in partners are allowed, the only thing is that at least one IP should have a genetic link with the baby.
- Huge egg donor database of the most beautiful girls and no waiting list for dedicated surrogate mothers.
Surrogacy costs resources worldwide:
Top 4 cheapest countries for surrogacy
Best Countries for Surrogacy 2024- Top International Destinations
Risks of international surrogacy
Global International Surrogacy Options
IVF Conceptions Surrogacy Prices & Plans ( in 2024)
Low-cost surrogate mother in Argentina
Low-cost surrogate mother in Kazakhstan
The conclusion to finding low-cost surrogate mothers
While the cost of surrogacy may seem daunting, there are ways to find low-cost surrogate mothers without compromising the quality and safety of the process. Be diligent in your research, explore different options, and ensure that you have proper legal and medical support throughout the journey.
Please note that affordable yet legal international surrogacy is still available. To know your best surrogacy destination, get in touch with an experienced surrogacy agent who can guide, support, and help you in doing a hassle-free surrogacy process.
If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at IVF Conceptions. We offer legally secure and affordable surrogacy consulting services to build families for free.
FAQs About how to get a surrogate for free
- What is the process of finding low-cost surrogate mothers?
The process of finding low-cost surrogate mothers can involve two main options: using a surrogacy agency or pursuing an independent surrogacy arrangement.
With an agency, intended parents can benefit from an advanced database of screened surrogate candidates who match their criteria and goals.
They will work closely with the agency to build a surrogacy plan, review profiles of potential surrogates, and proceed to an official match.
On the other hand, independent surrogacy involves intended parents taking on more responsibilities, such as finding a prospective surrogate through personal connections, social networks, or online platforms. They will need to coordinate legal work, medical procedures, and support services themselves.
- Are there any risks associated with using low-cost surrogacy services?
Yes, there are risks associated with using low-cost surrogacy services. While low-cost options may be financially attractive, they may not always guarantee the same level of screening and support as more established agencies.
In independent surrogacy, there is no formal screening requirement for surrogates, leaving intended parents more susceptible to potential risks and situations they might not be comfortable with.
- How can I ensure the safety and reliability of the surrogate mother?
To ensure the safety and reliability of the surrogate mother, it is advisable to work with a reputable surrogacy agency that has a track record of successful matches and comprehensive screening procedures.
Agencies typically perform extensive background checks, medical evaluations, and psychological assessments on potential surrogates to ensure they are physically and emotionally fit for the surrogacy journey.
- What are the legal aspects involved in low-cost surrogacy arrangements?
Low-cost surrogacy arrangements involve various legal aspects that the intended parents must consider.
Legal contracts between the intended parents and the surrogate are essential to outline the rights, responsibilities, and expectations of all parties involved.
These contracts address issues such as parental rights, compensation, medical expenses, and potential contingencies. It is essential to work with experienced attorneys familiar with surrogacy laws in the relevant jurisdiction to ensure a legally sound and secure surrogacy process.
- Can I find low-cost surrogate mothers internationally?
Yes, it is possible to find low-cost surrogate mothers internationally. Some countries may offer more affordable surrogacy options compared to others due to differences in healthcare costs and living standards. Mexico, Colombia, Georgia, and Ukraine are some of the low-cost surrogate mother countries.
- How do I choose a reputable agency or clinic for low-cost surrogacy?
When choosing a reputable agency or clinic for low-cost surrogacy, thorough research and due diligence are vital.
Look for agencies or clinics with a proven track record of successful surrogacy journeys and positive reviews from previous clients.
Verify that the agency screens surrogate candidates rigorously to ensure the safety and reliability of the process. Compare service offerings, fees, and available support throughout the surrogacy journey.
Seeking recommendations from trusted sources and consulting with experienced surrogacy professionals can also help in making an informed decision.