Find Low-Cost Surrogate Mothers (2025)

Surrogacy on a Budget: How to Find Affordable Surrogates

Are you considering the journey of surrogacy to fulfill your dreams of parenthood, but concerned about the costs involved? You’re not alone. Many individuals and couples explore the option of finding low-cost surrogate mothers. In this guide, we will walk you through the steps to help you with how to find low-cost surrogate mothers while ensuring a safe and reputable process.

For infertile intended parents and gay couples who wish to grow their family, Assisted Reproductive Technology (ART) and Third Party Reproductive Services come as a great help.  Gestational surrogacy is now gaining popularity among childless couples. So, one of the questions that comes to the minds of the intended parents is how to find low-cost surrogate mothers.

Surrogacy cost is one of the biggest factors when considering surrogacy. 

Get in touch for  FREE SURROGACY CONSULTING for low cost surrogacy:

Mobile: +91-8800481100  ( WhatsApp, Line, Viber)  

Email: ​neelam@ivfconceptions.com

Web: www.ivfconceptions.com

Here are some of the surrogacy cost ranges in the USA from which we can decide what to pay for a specific service–

1. The surrogate mother costs between $45,000-$60,000 without insurance and reimbursement.
2. Surrogacy agency fees vary between $30,000 to $50,000
3. Clinical testing and evaluation may cost $5,000
4. Surrogacy health screening and embryo transfer services may cost about $17,000
5. Legal proceedings, presentation, and parenting will cost from $10,000 and $16,000
6. Unborn child or surrogate mother’s insurance costs from $8,000-$35,000.

Surrogate mother cost is one of the most significant cost elements in the surrogacy process.  The surrogate mother’s compensation would depend on different factors, including her surrogacy experience, insurance coverage, and pregnancy time.

It is difficult to estimate the actual cost to be paid to the gestational carrier from the beginning because so many factors affect the surrogate mother’s cost.

Typical surrogate mother payout consists of: 

• Monthly allowance for pregnancy and other compensation costs
• Maternity clothes
• Carrying multiple children
• Termination of fetal
• Invasive procedures
• Embryo transfer
•  Lost wages
• Bed rest compensation
• Unable to reproduce further

More resources on the cheapest surrogacy in the world:

How much does it cost to have a surrogate mother carry your baby?

Does insurance pay for surrogacy?

More topics around surrogate cost with the cheapest country for surrogacy: 

What is the average surrogacy cost?

How much does surrogacy cost in Ukraine?

How much does surrogacy cost in Georiga? 

How much does surrogacy cost in India?

What is the Surrogacy Cost in Colombia?

What is Surrogacy cost in Mexico?

What is surrogacy cost with family members?

The Average Surrogacy Cost Breakdown

Before we delve into how to find an affordable surrogate mother, let’s first understand the typical costs associated with surrogacy. The expenses can vary based on various factors, such as location and the specific services you require. Here’s a general breakdown of surrogacy costs:

Surrogacy Expense	Estimated Surrogacy Cost
Agency Fees	$15,000 – $25,000
Surrogate Compensation	$35,000 – $60,000
Legal Fees	$8,000 – $10,000
Medical Expenses	$20,000 – $30,000
Miscellaneous Costs	$5,000 – $10,000

As you can see, surrogacy can be a significant financial commitment. To make the process more affordable, consider the following steps:

Tips for Finding Low-Cost Surrogate Mothers

1. Independent Surrogacy: Working directly with an independent surrogate, rather than going through an agency, can significantly reduce costs. It’s essential to ensure proper legal and medical guidance in this case.
2. Location Matters: The cost of surrogacy varies by location. Consider opting for a location where the cost of living is lower, as it can lead to reduced surrogate compensation.
3. Surrogate Screening: Properly screen potential surrogates to avoid any costly medical or legal issues down the road. Choose surrogates who have health insurance to minimize medical expenses.
4. Legal Guidance: Seek legal advice from a professional experienced in surrogacy law to avoid unnecessary legal fees.
5. Insurance Options: Explore insurance options that cover surrogacy-related costs. This can help you save on medical expenses.
6. Flexible Payment Plans: Work with your surrogate and any involved professionals to create flexible payment plans that suit your budget.

7. Low-Cost Surrogacy Agencies: If you prefer to work with a surrogacy agency, you can still find options that are budget-friendly. Some agencies specialize in providing affordable surrogacy services. They may have reduced agency fees, which can help you save money while ensuring a smooth surrogacy journey.

Find low-cost surrogate mothers abroad 

If you are unable to pay ridiculously high surrogacy fees in the USA, there are countries where you can find Low-cost surrogate mothers. Hence, the cost of the full international surrogacy process is also less. Such countries are –

#1. Affordable Surrogate Cost in Georgia- (cheap surrogacy country for couples)

Gestational surrogacy in Georgia has been legal since 1977. The rule is also slightly different from the other countries. Surrogacy laws in Georgia state that only married heterosexual couples are entitled by surrogacy to have a child.

 This prevents gay couples and unmarried intended parents from having a child in Georgia through surrogacy. Nevertheless, extracorporeal fertilization is permitted under Article 143 of the Republic of Georgia.

 The expected couples should give written consent before beginning the procedure. This written consent is used to determine the rights of the legal parent to the planned children.

 Georgia’s surrogacy cost ranges from an average of $30,000 to $60,000. The value will vary in different variables and circumstances. It is one of the cheapest places for surrogacy.

For example, in the case of sperm or egg donation, a particular process will be done, for which the price will be extra.

 Similarly, if the IVF is unsuccessful in the first cycle, you will have to pay for each subsequent attempt. The fee is about $4,500 if you partner with a surrogacy company. Even consideration should be given to other costs such as surrogate twins’ compensation, PGD for genetic testing, C- section on deliveries, DNA tests, etc.

The surrogate compensation cost in Georgia is about $18,000 to $25,000. It makes surrogacy in Georgia cheaper than its equivalents, such as the United States, where surrogacy mother compensation is as high as $60,000.

Learn more about how to get a surrogate for free:

Georgia surrogacy cost- surrogate cost Europe

Guaranteed surrogacy baby plan in Georgia

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#2. Low-cost surrogate mother in Ukraine (cheap surrogacy Country for couples)

Ukraine Surrogacy has become famous over the years. Surrogacy in Ukraine is strictly governed by a law that only applies to married heterosexual couples with valid medical reasons for using a surrogate mother.

Ukraine is once again the world’s secure yet cheapest surrogate country. The IVF, egg donor surrogacy cost in Ukraine usually amounts to anything from $35,000 to $60,000.

The price of surrogacy depends on whether or not you need an egg donor if you need PGD (Preimplantation Genetic Diagnosis) for genetic testing or gender selection of the baby.

Variations between estimates would depend largely on the type of surrogacy you select. Low-cost plans, for example, usually include only one IVF attempt, without using donor eggs. The surrogate compensation in Ukraine is $20,000 to $25,000.

Read more about this topic:

How does surrogacy cost in Ukraine?

Everything you need to know about international surrogacy

The total amount should be set by the agreement of the parties in compliance with Article 623 of the Civil Code of Ukraine.

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#3. Low-cost surrogate mother in Colombia (cheap surrogacy country for gay men)

Colombia has emerged as a popular destination for surrogacy, attracting intended parents from around the world, including gay couples seeking to build their families. The country’s surrogacy laws are relatively progressive, making it an attractive option for those facing legal restrictions in their home countries. Some key aspects of surrogacy in Colombia include:

The cost of gay surrogacy in Colombia is $65,000 for an all-inclusive guaranteed surrogacy baby plan.

Other benefits of doing surrogacy in Colombia:

• Lowest gay surrogacy cost as compared to the USA and other gay-friendly surrogacy countries like Mexico and Argentina.
• Guarantee baby program available, it is the only country that offers such services legally with affordability.  The cost for the same is $65,900.
• Good Medical facility and success rates for IVF.
• Legally viable safe and secure country for LGBT surrogacy.
• Huge egg donor database of the most beautiful girls
• Well-established and proven success track record with more than 1000 IPs completed the surrogacy journey.

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#4. Low-cost surrogate mother in Mexico (cheap surrogacy country for singles, gays, and couples)

Mexico, with its proximity to the USA, has also become a popular option for LGBT surrogacy. While surrogacy laws in Mexico can vary by state, some aspects that make it an attractive choice for gay couples include:

Inclusive Guaranteed Egg Donor Surrogacy in Mexico for all family types (Mexico City) is $68,900

With a new Supreme Court decision in 2021, surrogacy in Mexico is now one of the best options globally for singles and couples of all sexual orientations seeking to have a family through an affordable and legal surrogacy arrangement.

Learn more: All About Gay Surrogacy in Mexico

Building a family in Mexico is possible for ALL intended parents who wish to grow their family through the surrogacy journey.  It is a must to have at least one genetic link between the child and the commissioning parents.

• gay couple
• Single males
• Single females
• Unmarried hetero couples
• Married hetero couples

Other benefits of doing surrogacy in Mexico:

• Low cost as compared to the USA.  You can save up to 70% of typical surrogacy costs in the USA with our assured or guaranteed baby plan. We can say it is an affordable version of US surrogacy just 3 hours flight from LAX.
• Assured plan program for $67,000 which is affordable yet legally secure.
• Good Medical facility and success rates.
• Legally viable for same-sex couples.   ALL intended parents, singles, married hetero couples, gay couples, or live-in partners are allowed, the only thing is that at least one IP should have a genetic link with the baby.
• Huge egg donor database of the most beautiful girls and no waiting list for dedicated surrogate mothers.

Surrogacy costs resources worldwide: 

Top 4 cheapest countries for surrogacy

Best Countries for Surrogacy 2024- Top International Destinations

Risks of international surrogacy 

Global International Surrogacy Options

IVF Conceptions Surrogacy Prices & Plans ( in 2024)

Low-cost surrogate mother in Argentina 

Low-cost surrogate mother in Kazakhstan 

 

The conclusion to finding low-cost surrogate mothers

While the cost of surrogacy may seem daunting, there are ways to find low-cost surrogate mothers without compromising the quality and safety of the process. Be diligent in your research, explore different options, and ensure that you have proper legal and medical support throughout the journey.

Please note that affordable yet legal international surrogacy is still available.  To know your best surrogacy destination, get in touch with an experienced surrogacy agent who can guide, support, and help you in doing a hassle-free surrogacy process.

About IVF Conceptions: Your Trusted Partner in International Surrogacy

At IVF Conceptions, we bring over 15 years of experience in the fertility and international surrogacy domain, providing trusted guidance to more than 4,000 intended parents across the globe. We specialize in offering secure, legal, and affordable surrogacy solutions tailored to the unique needs of all family types—single parents, gay couples, and heterosexual couples alike.

Our team is led by experts with extensive experience in holistic infertility consulting and third-party reproduction. We are proud members of leading industry organizations such as the European Fertility Society (EFS) and the European Society of Human Reproduction and Embryology (ESHRE), ensuring that our practices align with the highest ethical and professional standards.

Committed to empowering intended parents with accurate, up-to-date, and compassionate guidance, IVF Conceptions stands as a beacon of trustworthiness, expertise, and authority in the surrogacy field. Through our meticulous approach and unwavering dedication, we aim to help families grow with integrity, care, and love.

Get in touch for a Free Surrogacy Consultancy: 

•  +91-8800481100 ( WhatsApp, Line, Viber)      
•  neelam@ivfconceptions.com 
•   www.ivfconceptions.com    

 

Why Choose us for your smooth and successful surrogacy journey!!

• Option of choosing multiple surrogacy destinations with 1 5+ Years of international surrogacy experience. 

• Getting a chance to work with fertility clinics/agencies that are elite and have a proven track record with references from existing IPs.  

• Option of choosing multiple egg donor options- Asian, Caucasian, African, Oriental, etc. 

• All transparent financial transactions with affordability. You make a direct payment with no additional fee on top. 

• No hidden agent fee or surprise cost later on.  All fees are paid directly as per the agreement signed with the service provider. 

• Dedicated case manager to each IPs. 

• Honest, transparent, and quick communications.

• Assistance in all legal matters about visa and taking baby home process.

• Local support with access to all medical reports of egg donors and surrogate mothers.

• Assistance in all logistics of frozen sperm/embryo shipments. 

• Last but not least, we have years of experience in coordinating delicate surrogacy programs with great personal care.

 

FAQs on Affordable Surrogacy Options

1. What is the cheapest country for surrogacy?
Countries like Georgia, Mexico, Colombia, and India are known for offering affordable surrogacy options. The cost of surrogacy in these destinations is significantly lower than in the USA or Europe while maintaining high standards of care.

2. How much does surrogacy cost in the USA?
The cost of surrogacy in the USA ranges from $100,000 to $200,000, depending on the state, the surrogacy agency, and the surrogate mother’s compensation. Affordable surrogacy options in the USA include working with independent surrogacy agencies or choosing less expensive states like Texas or Arkansas.

3. Where is surrogacy cheapest in the world?
Georgia and Colombia are among the cheapest countries for surrogacy, with costs starting as low as $40,000. These countries provide cost-effective surrogacy programs for both local and international intended parents.

4. How much does it cost to hire a surrogate mother?
The cost of hiring a surrogate mother varies by location. In the USA, surrogate mother costs can range from $30,000 to $50,000 for compensation alone. In countries like Georgia and India, the surrogate mother cost is significantly lower, contributing to overall affordable surrogacy packages.

5. Are there low-cost surrogacy options in Europe?
Yes, Georgia is considered one of the most affordable surrogacy destinations in Europe. Surrogacy in Georgia costs between $40,000 and $60,000, making it a popular choice for European intended parents seeking affordable surrogacy.

6. How can I find a cheap surrogacy agency?
Look for agencies that offer transparent pricing and work with local providers. Research and compare international low-cost surrogacy agencies in countries like Mexico, India, and Colombia to find the most affordable surrogacy program.

7. Is surrogacy cheaper in India?
India used to be a leading destination for low-cost surrogacy, but legal restrictions now limit surrogacy to Indian citizens. For international intended parents, countries like Georgia and Mexico are viable alternatives for affordable surrogacy.

8. Can I find a surrogate mother for free?
In rare cases, altruistic surrogacy is an option, where surrogate mothers do not charge a fee. This is more common in countries with strong cultural or familial ties. However, even with free surrogate mothers, there are medical and legal expenses involved.

9. How much does surrogacy cost in Mexico?
Surrogacy in Mexico typically costs between $50,000 and $70,000. It is a popular option for international intended parents due to its affordable pricing and proximity to the USA.

10. Are there affordable surrogacy options for same-sex couples?
Yes, countries like Mexico, Colombia, and Georgia offer affordable surrogacy programs for same-sex couples. These programs are tailored to the needs of diverse family structures, ensuring inclusivity and affordability.

11. What is the cost of gestational surrogacy?
The cost of gestational surrogacy depends on the country. In the USA, it ranges from $90,000 to $150,000, while in countries like Georgia or Colombia, it can cost as little as $40,000 to $70,000.

12. How can I make surrogacy more affordable?
To reduce costs, consider international surrogacy in countries with lower medical and surrogate fees, such as Georgia or Colombia. Working with an experienced surrogacy consultant can help you find the best program for your budget.

13. How much does a surrogate mother get paid?
Surrogate mother compensation varies widely. In the USA, surrogate mothers are paid $30,000 to $50,000, while in countries like Georgia or Mexico, the compensation is lower, contributing to the overall affordability of surrogacy.

14. What is the cheapest surrogacy agency in the USA?
Independent surrogacy agencies or programs in states with lower living costs, such as Texas or Arkansas, are typically the most affordable. Research agencies that specialize in budget-friendly surrogacy options.

15. Can I find affordable surrogacy in India?
For Indian citizens, low-cost surrogacy is still available in India, with packages starting at $30,000. However, international intended parents must explore other destinations like Georgia or Colombia for affordable surrogacy.

16. How much does surrogacy cost in Georgia?
Surrogacy in Georgia costs between $40,000 and $60,000, making it one of the cheapest surrogacy destinations globally. The country offers legal frameworks and reliable medical infrastructure for international intended parents.

17. Are there affordable surrogacy options in Colombia?
Yes, surrogacy in Colombia is highly affordable, with prices ranging from $50,000 to $70,000. Colombia is becoming a top choice for intended parents looking for cost-effective surrogacy solutions.

18. What factors influence surrogacy costs?
Key factors include the country of the surrogacy program, the surrogate mother’s compensation, legal and medical expenses, and agency fees. Opting for international low-cost surrogacy programs can significantly reduce these costs.

19. How much does it cost to have a surrogate mother for twins?
Surrogacy for twins usually costs 10–20% more than single pregnancies due to higher medical expenses and additional compensation for the surrogate mother.

20. What are the best affordable surrogacy agencies internationally?
The best affordable surrogacy agencies are those operating in countries like Georgia, Mexico, and Colombia. These agencies provide comprehensive packages tailored to budget-conscious intended parents.