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What is Average Cost of Surrogacy in the US: What to Expect

What is the Average Cost of Surrogacy in the US

 

Average Cost of Surrogacy in the USAverage Cost of Surrogacy in the US

Surrogacy is an arrangement in which a woman agrees to carry and give birth to a child for another individual or couple, known as the intended parents. This process involves the surrogate mother becoming pregnant through assisted reproductive technology, such as in vitro fertilization (IVF) or intrauterine insemination (IUI). In this blog post, we will dig into the average cost of surrogacy in the USA and how you can manage it.

 

Surrogacy in the USA- An Overview

Surrogacy is a complex and emotionally charged process, but it can also be an incredibly rewarding experience for intended parents. By understanding the average cost of surrogacy in the USA and the various factors that influence the expenses, intended parents can make informed decisions and embark on their journey to parenthood with realistic expectations and proper preparation.

Additional Resources:

How Much Does Surrogacy Cost?

Everything You Need To Know (in 2023)

How Much Does Surrogacy Cost Using Family Member

Can My Insurance Provider Pay My Surrogacy Costs?

How Much Does Surrogacy Cost in the USA ( 2023)?

Surrogacy Costs Breakdown for Intended Parents

 

Contact us for free surrogacy consultation:

Mobile: +91-8800481100  ( WhatsApp, Line, Viber) 

Email: ​neelam@ivfconceptions.com

International vs. domestic surrogacyInternational vs. domestic surrogacy

Surrogacy Laws in the USA

In the United States, surrogacy laws and regulations vary from state to state. Some states have established legal frameworks that govern surrogacy arrangements, while others have limited or no specific laws addressing the practice.

It is crucial for intended parents to familiarize themselves with the surrogacy laws in their state of residence and the state where the surrogacy will take place.

 

USA State Surrogacy Legality Additional Notes
California Fully permitted, enforceable agreements ·      Very favorable.
·      Multiple court cases have upheld both surrogacy agreements
·      Pre-birth orders are easily obtainable
Connecticut Fully permitted, enforceable agreements ·      Friendly to gestational surrogacy.
·      Pre-birth orders given to intended parents regardless of relationship or genetic connection.
District of Columbia Fully permitted after 48 hours post-birth ·      Court parentage orders issued after 48 hours post-birth
·      Commercial surrogacy agreements upheld by statute.
·      Law defines parentage based on ART procedures.
Delaware Fully permitted, valid and enforceable ·      Explicit laws support surrogacy agreements and pre-birth orders.
Maine Fully permitted, enforceable agreements ·      Pre-birth orders supported by statute with some restrictions.
Maryland Fully permitted, surrogacy-friendly ·      Intended parents to obtain pre-birth and post-birth orders
Nevada Fully permitted for compensation ·      Very favorable.
·      Explicit laws support surrogacy agreements and pre-birth orders.
New Hampshire Fully permitted for compensation ·      Surrogacy-friendly state
·      Surrogacy agreements upheld
·      Pre-birth orders supported with specific guidelines.
New Jersey Legal recognition for gestational surrogacy ·      Legal and enforceable agreements since May 2018
·      Very friendly Surrogacy State
·      Intended Parents can easily obtain pre-birth orders
New York Paid surrogacy agreements legalized Surrogacy agreements are legal and pre-birth orders can be issued as of 15th Feb, 2021 if the intended parents are residents of the state.
Oregon Fully permitted, enforceable contracts Pre-birth orders recognized in other states
Pennsylvania Valid and enforceable agreements Surrogacy-friendly state
Rhode Island Fully permitted for compensation Surrogacy-friendly state
Alabama Allowed with guidelines Post-birth adoption may be easier
Washington Surrogacy-friendly state · Very friendly to gestational surrogacy.
· Pre-birth orders allowed without genetic connection
Wyoming Unclear, laws inconsistent by county Proceed with caution
Arizona Contracts are unenforceable, but practiced Pre-birth orders granted, proceed with caution
Indiana Contracts are unenforceable, but practiced · Surrogacy contracts are prohibited
· Unfriendly U.S. states for surrogacy.
Nebraska Legal but contracts void and unenforceable Uncompensated surrogacy only, proceed with caution
Virginia Allowed with major stipulations Pre-birth orders with strict criteria, proceed cautiously
Louisiana Allowed but with restrictions No commercial surrogacy, proceed with caution
Michigan Paid surrogacy is prohibited; contracts subject to penalties Proceed with extreme caution
Alabama Not very friendly Supports pre-birth orders only for married couples.
Alaska Not very friendly Courts have been generally supportive. No explicit support for pre-birth orders.
Arkansas Not very friendly Surrogacy agreements are valid for both heterosexual and same-sex married couples.
Colorado No laws No laws, but courts have been generally supportive.
Florida Legal Gestational surrogacy agreements are permitted only between legally married couples and only after the baby is born.
Georgia No laws No laws, but courts have been generally supportive.
Hawaii No laws No supportive laws and pre-birth orders are not issued.
Illinois Legal One of the most Surrogacy-Friendly states.
Kansas No laws · No laws, but courts have been generally supportive. Pre-birth orders may be granted on a case-by-case basis.
Kentucky No laws ·  No laws, but courts have been generally supportive.
· Pre-birth orders may be granted to married couples.
Tennessee Legal · Local law defines surrogacy agreements, as supportive when both intended parents are genetically related to the baby.
· If an egg donor is used, the surrogate must waive her parental rights.
Vermont No laws · No law governing surrogacy.
· Courts do not support pre-birth orders, but post-birth orders may be issued.
Virginia Legal · Gestational surrogacy agreements permitted subject to a wide array of complicated restrictions.
·  Post-birth orders issued.

Types of Surrogacy

There are two primary types of surrogacy:

Traditional Surrogacy: In this type, the surrogate mother is artificially inseminated with the intended father’s sperm or a donor’s sperm. The surrogate is genetically related to the child.

Gestational Surrogacy: This involves the transfer of an embryo created from the intended parents’ or donor’s eggs and sperm into the surrogate’s uterus. The surrogate has no genetic connection to the child.

Factors Affecting the Cost of Surrogacy

Cost of surrogacy in the USCost of surrogacy in the USGeographic Location

The cost of surrogacy can vary significantly based on the geographic location where the process takes place. States with more favorable surrogacy laws and a higher concentration of fertility clinics and surrogacy agencies may have higher associated costs.

Type of Surrogacy (Traditional vs. Gestational)

The type of surrogacy arrangement can impact the overall cost. Gestational surrogacy, which involves the use of IVF and egg donation, tends to be more expensive than traditional surrogacy.

Agency Fees

Many intended parents choose to work with a surrogacy agency, which provides a range of services, including matching with a surrogate, coordinating legal and medical processes, and offering emotional support. Agency fees can be substantial and contribute significantly to the total cost of surrogacy.

Legal Fees

Surrogacy arrangements involve complex legal contracts and agreements to protect the rights and responsibilities of all parties involved. Legal fees cover the costs of drafting and reviewing these documents, as well as any necessary court proceedings.

Medical Expenses

Medical expenses constitute a significant portion of the surrogacy cost. These include fertility treatments, such as IVF or IUI, prenatal care, delivery costs, and any potential complications during pregnancy or childbirth.

Surrogate Compensation

Surrogates are typically compensated for their time, effort, and the physical and emotional demands of carrying a child for another family. The compensation amount can vary based on factors such as the surrogate’s experience, location, and the specific surrogacy arrangement.

Insurance Costs

Intended parents may need to purchase additional insurance policies or riders to ensure coverage for the surrogate and the child during and after pregnancy. These insurance costs can add to the overall surrogacy expenses.

Travel and Accommodation Expenses

In some cases, intended parents and surrogates may need to travel for medical appointments or the delivery, incurring additional expenses for transportation, lodging, and meals.

surrogacy laws by statesurrogacy laws by state

Breaking Down the Average Cost of Surrogacy in the USA

Agency fees can range from $15,000 to $40,000 or more, depending on the services provided and the agency’s location. The average agency fee is approximately $25,000.

Legal fees for surrogacy arrangements typically range from $5,000 to $15,000, with an average cost of around $8,000.

Medical expenses can vary widely based on the specific medical procedures required, the number of IVF cycles needed, and any potential complications. On average, medical expenses can range from $20,000 to $60,000, with an average cost of around $35,000.

Surrogate compensation can range from $20,000 to $50,000 or more, depending on factors such as the surrogate’s experience, the state where the surrogacy takes place, and any additional compensation for multiple or cesarean deliveries. The average surrogate compensation is approximately $30,000.

Insurance costs can range from $5,000 to $20,000 or more, depending on the coverage needed and the specific insurance policies purchased. The average insurance cost is around $10,000.

Travel and accommodation expenses can vary significantly based on the distance between the intended parents and the surrogate, as well as the number of trips required. These expenses can range from a few thousand dollars to $10,000 or more, with an average cost of around $5,000.

Sure,  here is a table outlining the itemized costs associated with surrogacy in the USA:

Cost Item Range Average Surrogacy Cost
Agency Fees $15,000 – $40,000+ $25,000
Legal Fees $5,000 – $15,000 $8,000
Medical Expenses $20,000 – $60,000 $35,000
Surrogate Compensation $20,000 – $50,000+ $30,000
Insurance Costs $5,000 – $20,000+ $10,000
Travel & Accommodation $2,000 – $10,000+ $5,000
Total Average Cost $113,000

Notes:

The total average cost of surrogacy in the USA is around $113,000, but this can vary significantly based on factors like geographic location, type of surrogacy arrangement, and individual circumstances. It’s essential to budget and plan accordingly, explore cost-saving strategies, and seek financial assistance programs when necessary.

surrogacy in the usasurrogacy in the usa

State-by-State Comparison for Surrogacy in the USA

California

California is often considered one of the most surrogacy-friendly states in the USA. The average cost of surrogacy in California ranges from $100,000 to $200,000 or more, with higher costs typically associated with major urban areas like Los Angeles and San Francisco.

Texas

Texas has favourable surrogacy laws and is a popular destination for intended parents. The average cost of surrogacy in Texas ranges from $80,000 to $150,000, with lower costs generally found in smaller cities or rural areas.

Florida

Florida is another state with surrogacy-friendly laws, attracting intended parents from around the country. The average cost of surrogacy in Florida ranges from $90,000 to $170,000, with higher costs in major cities like Miami or Orlando.

Illinois

Illinois has a well-established surrogacy industry, particularly in the Chicago area. The average cost of surrogacy in Illinois ranges from $80,000 to $160,000, with higher costs associated with urban areas like Chicago.

New York

New York recently passed legislation legalizing and regulating gestational surrogacy, making it an attractive destination for intended parents. The average cost of surrogacy in New York is expected to range from $120,000 to $200,000 or more, with higher costs in New York City.

find your surrogate motherfind your surrogate motherCost-Saving Strategies to afford surrogacy in the USA

While surrogacy agencies provide valuable services, working directly with an independent surrogate can potentially reduce costs by eliminating agency fees. However, this approach requires careful legal guidance and increased responsibility for coordinating the various aspects of the surrogacy process.

Choosing a state with favourable surrogacy laws and a well-established surrogacy industry can help minimize legal fees and potentially reduce other associated costs.

Some employers offer fertility and surrogacy benefits as part of their employee healthcare plans. Intended parents should explore their employer’s policies and any potential coverage.

 

Surrogacy costs resources worldwide: 

Top 4 cheapest countries for surrogacy

Best Countries for Surrogacy 2023- Top International Destinations

Risks of international surrogacy 

Global International Surrogacy Options

Surrogacy In Mexico-Everything Intended Parents Need To Know

Cheapest Country For Gay Surrogacy- Colombia

Importance of Budgeting and Planning

Due to the significant financial commitment involved, it is crucial for intended parents to carefully budget and plan for the costs associated with surrogacy. Exploring cost-saving strategies, seeking financial assistance programs, and understanding the potential expenses in different states can help ensure a smoother and more financially manageable surrogacy journey.

Even if you have tried all and surrogacy costs in America are out of reach, it is worth looking for international surrogacy countries where the cost is almost half of the US cost with the explicit legal framework.

Here is the table of the cheapest countries for surrogacy:

Country Regulation & Organization Who is allowed to participate Surrogacy Cost Legal Assurance
Colombia Altruistic Singles, gay couples, hetero couples Affordable

$70,000

Reliable
Mexico Altruistic Singles, gay couples, hetero couples Affordable

$70,000 to $80,000

Reliable
USA Commercial Singles, gay couples, hetero couples Costly

$150,000+

Strong
Ukraine Commercial Hetero couples Affordable

$60,000

Strong
Georgia Commercial Hetero couples Affordable

$60,000

Strong

 

Greece Altruistic Hetero couples and single women Affordable

$80,000

Strong

Pros and Cons of Doing Surrogacy in the USA

While the USA is a popular destination for surrogacy arrangements, it’s essential to weigh the potential advantages and disadvantages before embarking on this journey.

Surrogacy laws In OregonSurrogacy laws In OregonPros:

  1. Established Legal Framework: Many states in the USA have well-defined legal frameworks governing surrogacy, providing clarity and protection for all parties involved. This can help ensure a smoother and more secure process.
  2. High-Quality Medical Care: The USA is home to some of the world’s leading fertility clinics and medical professionals, offering access to advanced reproductive technologies and high-quality prenatal and postnatal care.
  3. Surrogacy-Friendly Environment: Several states, such as California, Texas, and Florida, have developed a surrogacy-friendly culture, with experienced professionals and a supportive community for intended parents.
  4. Comprehensive Support Services: Surrogacy agencies in the USA often provide comprehensive support services, including matching with surrogates, coordinating legal and medical processes, and offering emotional support throughout the journey.

Cons:

  1. High Surrogacy Price: As outlined in the table above, the average cost of surrogacy in the USA can be substantial, ranging from $80,000 to $200,000 or more, depending on various factors.
  2. Varying State Laws: While some states have established surrogacy laws, others have limited or no specific regulations, creating a patchwork of legal environments that can be challenging to navigate.
  3. Limited Access for Certain Groups: In some states, surrogacy may be restricted or unavailable for certain groups, such as single parents or same-sex couples, based on existing laws or agency policies.
  4. Potential Legal Complexities: Despite existing legal frameworks, surrogacy arrangements can still involve complex legal issues, particularly when it comes to establishing parentage rights and navigating interstate or international surrogacy agreements.

Ultimately, the decision to pursue surrogacy in the USA should be based on a careful consideration of individual circumstances, legal and financial implications, and personal preferences. Seeking professional guidance from experienced surrogacy professionals and legal experts can help intended parents make informed choices and navigate the process smoothly.

Pros of surrogacy in the USA Cons for surrogacy in the USA
Established Legal Framework High Costs
High-Quality Medical Care Varying State Laws
Surrogacy-Friendly Environment Limited Access for Certain Groups
Comprehensive Support Services Potential Legal Complexities

FAQs about surrogacyFAQs about surrogacyConclusion

The average cost of surrogacy in the USA can range from $80,000 to $200,000 or more, depending on various factors such as the geographic location, type of surrogacy arrangement, agency fees, legal fees, medical expenses, surrogate compensation, insurance costs, and travel expenses. While the financial investment can be substantial, surrogacy offers a path to parenthood for those unable to conceive or carry a child themselves.

If you’d like to learn more about IVF, Egg Donation, or surrogacy Consulting services globally, check out the rest of our website at  IVF Conceptions. We offer legally secure and affordable surrogacy consulting services for FREE.

Our team has over 14 years of experience facilitating surrogacy arrangements, egg donation, and serving as an advocacy resource for infertile couples and LGBTQ individuals seeking to build families. Till now we have helped and supported thousands of the intended parents with their family-building journey, and we can help you as well.  Happy to share the references from the past IPs if needed.

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at Complete Surrogacy. We offer legally secure and affordable surrogacy consulting services for FREE.

Get in touch for  FREE SURROGACY CONSULTING:

Mobile: +91-8800481100  ( WhatsApp, Line, Viber) 

Email: neelam@ivfconceptions.com

Web: www.ivfconceptions.com

Web: www.completesurrogacy.com

 

Resources used:

https://www.goodrx.com/conditions/fertility/how-to-afford-surrogacy

https://www.asrm.org/

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